If you don’t already have one, invest a few bucks in a toolbox. There are some really nice, heavy duty plastic ones out there that don’t cost an arm and a leg. (Rubbermaid toolboxes start at $9.99.) Chances are that your ex or soon-to-be-ex took all of the tools with him. Here are the tools that I had to buy for my toolbox: screwdrivers (Phillips and flathead), hammer, pliers, nails, screws, wire cutters and a handheld battery operated drill/screwdriver (Home Depot sells a very nice drill with lots of different bits and sanders for less than $60.00. This is well worth the investment.)

Invest in an AAA membership (www.aaa.com- simply type in your zip code for local prices). They’re not just for emergency road service-they also offer travel planning services and maps, travel discounts and more.

Check out AutoZone before you head to your mechanic. The AutoZone in my town offers a variety of free diagnostic tests. They can test your battery, alternator and starter.

When my brake light burned out, I stopped at AutoZone and they even put a new bulb in, free of charge.

Compile a phone list: auto mechanic, plumber and handyman.

Don’t forget to get your oil changed regularly (about every 3000 miles/3 months).

If you are in the middle of a divorce: 

Hire a good attorney. If you don’t know of one, ask your friends and family members for recommendations.

Make lists of questions for your attorney before your meeting. As tempting as it is, don’t spend time dishing the dirt with your attorney. That’s what best friends, counselors and journals are for (and they don’t cost upwards of $175.00 an hour).

Find out what you are entitled to in your state. Not all states have community property laws.

You may be entitled to Social Security benefits, depending upon the length of your marriage.

Do not assume anything.

Sit down and make a list of all known assets and debts.

Keep a journal of all contact and visits (especially concerning children).

PLAN, PLAN, PLAN.